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Utilise Your Dental Insurance: Top 5 Reasons to Act Now

by | Oct 5, 2023 | Dental Insurance

utilise your dental insurance dentist on warrigal

Are you aware that your dental insurance benefits come with an expiration date? It’s a fact.

If your dental insurance operates on a calendar year basis, unused benefits will vanish into thin air after December 31.

This is the perfect opportunity to maximise the advantages of your dental insurance benefits, especially if you have pending treatments or procedures.

Here are five compelling reasons why you should make the most of your dental insurance before it slips away:

#1. Yearly Maximum

Your dental insurance plan has a cap on the maximum amount it will cover for your dental procedures within the year.

This limit is set to ensure that your dental expenses remain manageable.

However, here’s the catch: any unused benefits at the end of the year won’t roll over to the following year.

Think of it as a “use it or lose it” scenario. Those unused benefits vanish as the calendar page flips to the new year.

So, if you’ve been postponing necessary dental work, this is your wake-up call to schedule those appointments and take advantage of your coverage while it’s still available.

#2. Deductible

The deductible is the initial out-of-pocket amount you must pay to your dentist before your dental insurance provider starts contributing to the cost of your services.

It’s like the admission fee to access your dental insurance benefits. With the new year’s arrival, you’ll need to meet that deductible again. Suppose you’ve encountered it already this year.

In that case, it’s an excellent time to consider any pending dental work you might have been postponing, as your insurance will start covering more of the cost once the deductible is met.

#3. Premiums

If you pay your dental insurance premiums monthly, you already invest in your oral health.

Even if you have healthy teeth and don’t require immediate treatment, remember that your regular cleanings and exams are typically covered at 100%.

So, why not make the most of your investment and schedule those routine check-ups before the year’s end? It’s not just about maintaining your oral health; it’s also about getting the most value from your dental insurance premiums.

#4. Fee Increases

Another reason to make the most of your dental insurance benefits before the year concludes is the potential for fee hikes.

Most fee adjustments occur at the beginning of each new year. This means that the cost of the same dental procedure or treatment you’re considering could increase significantly in just a few weeks.

By scheduling and completing your dental work before the year-end, you lock in the current fee schedule, saving you from additional expenses.

In essence, you’re protecting your wallet from unforeseen cost escalations.

#5. Dental Problems Can Escalate

Perhaps the most crucial reason to act on your dental insurance is the potential for dental problems to worsen over time.

Delaying necessary dental treatments can lead to more extensive and expensive procedures.

What might begin as a simple cavity today could escalate into a complex root canal issue or even result in tooth loss.

Immediately addressing dental concerns saves you money and safeguards your oral health

Don’t Let Your Dental Insurance Benefits Go to Waste!

Many individuals need more understanding about how these dental insurance plans operate to maximise their dental insurance benefits.

Our dental office is here to assist you with any questions or concerns about your dental insurance coverage.

Our knowledgeable staff can provide information on how to make the most of your dental insurance.

To ensure your benefits are utilised thoroughly, we’re committed to collaborating directly with you and your dental insurance provider.

Whether you need a routine dental cleaning, have pending dental work, or require any treatment, don’t let your dental insurance benefits go unused this year.

Experience Personalised Dental Care in Cheltenham

At Dentist On Warrigal Cheltenham, we are committed to offering seamless and affordable dental care tailored to your unique needs.

Our individualised approach ensures that residents of Cheltenham and surrounding areas receive the best possible dental care that aligns with their specific requirements.

Schedule your appointment before December 1st to take full advantage of your coverage.

Call us at (03) 9583 5506 or make your appointment online.

We are located at Suite C, 151 Centre Dandenong Road in Cheltenham.